Latest News and Articles

How to Start Your Car Finance Claim in the UK (Step-by-Step Guide)

02 July 2025

Thousands of people across the UK are now discovering they were victims of mis sold car finance. Whether it was a PCP or...

Car Finance Refund: Find Out If You Qualify Today

02 July 2025

Have you ever financed a car in the UK between 2007 and 2021? If yes, there’s a chance you were affected by mis sold c...

Claim Your Car Finance Compensation Before It’s Too Late

02 July 2025

Car finance has helped millions drive the cars of their dreams. But not every deal was fair. Thousands of UK consumers a...

Mis-Sold Car Finance Explained: What You Need to Know

02 July 2025

If you financed a car in the UK between 2007 and 2021, there's a chance you were a victim of mis sold car finance....

Car Finance Claims: Are You Owed Thousands in Compensation?

02 July 2025

Car finance has been one of the most common ways for people in the UK to purchase a vehicle. However, many drivers are n...

A Beginner’s Guide to Car Finance Compensation Claims

01 July 2025

For many UK drivers, car finance has been a convenient way to spread the cost of owning a vehicle. Personal Contract Pur...

Glossary of Car Finance Terms for First-Time Claimants

01 July 2025

If you're exploring whether you’ve been mis-sold car finance, you might find yourself navigating a maze of unfamiliar ...

PCP, HP, PCH: What’s the Difference?

01 July 2025

When it comes to financing a car, the number of available options can feel overwhelming. For many UK drivers...

Has Car Finance Become Safer Since 2021?

25 June 2025

The car finance industry in the UK has undergone a seismic shift since the Financial Conduct Authority (FCA) introduced ...

What Lessons Can Buyers Learn from the PCP Mis-Selling Scandal?

25 June 2025

For years, thousands of UK car buyers trusted dealerships and brokers to offer fair and transparent finance agreements....

Are Car Dealerships Still Charging Hidden Commissions?

25 June 2025

You’ve probably heard stories about car dealerships quietly inflating interest rates to earn secret commissions....

Consumer Rights You Need to Know in Car Finance Deals

25 June 2025

Entering a car finance agreement—whether PCP (Personal Contract Purchase) or HP (Hire Purchase)—can be daunting....

Why the FCA’s Crackdown on Car Dealers Is Long Overdue

24 June 2025

For too long, some UK car dealers and brokers have profited from mis‑selling practices—like hidden dealer commission...

What Happens After You Win Your Claim?

24 June 2025

Congratulations—you’ve successfully navigated the mis‑sold car finance claim process and secured a positive decisi...

Does Compensation Include Legal Fees or Penalties?

24 June 2025

When you've been mis‑sold a PCP (Personal Contract Purchase) agreement, you're likely focused on reclaiming overpaid i...

Can You Get a Refund on Interest Paid Through PCP?

24 June 2025

If you financed your car with a PCP (Personal Contract Purchase) agreement, you might be wondering: Can I get a refund o...

Examples of Real-Life Mis-Sold PCP Claims and Payouts

24 June 2025

If you financed a car with a PCP (Personal Contract Purchase) agreement between 2007 and January 2021, there's a good ch...

How Much Compensation Can You Get from a Mis-Sold Car Finance Claim?

23 June 2025

If your PCP or HP car finance agreement was mis‑sold—through hidden dealer commissions, inflated APR...

Will Making a Car Finance Claim Affect My Credit Score?

23 June 2025

If you're considering a car finance claim—for a mis‑sold PCP or HP deal due to hidden commission...

What to Expect During the Car Finance Claim Process

23 June 2025

Dealing with a mis‑sold car finance deal—whether under PCP or HP—can feel overwhelming....

Timeline: How Long Does a PCP Mis‑Selling Claim Take?

23 June 2025

If you suspect your PCP (Personal Contract Purchase) agreement was mis‑sold—perhaps due to hidden commissions...

Do You Need a Solicitor to File a Mis-Sold PCP Claim?

23 June 2025

If you took out a PCP (Personal Contract Purchase) deal in the UK and later discovered it was mis‑sold—due to hidden...

Can You Still Claim Mis-Sold Car Finance If the Dealer Has Closed? | PCP Recovery

19 June 2025

Losing your dealer’s contact doesn’t mean losing your right to compensation. Even if the dealer who sold you a PCP...

I Can’t Find My Car Finance Agreement — Can I Still Claim?

19 June 2025

Losing your car finance agreement might feel like the end of the road when thinking about a mis‑sold finance claim. Bu...

How to Check If Your Car Finance Was Mis-Sold | PCP Recovery UK

19 June 2025

Dealers and brokers often added hidden commissions, inflated APRs, balloon payments, and admin fees—without disclosing...

What Documents You Need to Claim Mis-Sold Car Finance

19 June 2025

If you believe your car finance deal was mis-sold—maybe your APR was inflated, hidden fees were added, or the dealer e...

Who Qualifies for a PCP or HP Commission Claim?

19 June 2025

If you entered a PCP (Personal Contract Purchase) or HP (Hire Purchase) agreement in the UK between 2007 and January 202...

Can You Claim Compensation for Mis-Sold Car Finance?

19 June 2025

If you financed a car in the UK using a PCP (Personal Contract Purchase) or HP (Hire Purchase) agreement between 2007 an...

PCP Mis-Selling: A Scandal as Big as PPI? Understanding the Truth and Your Rights

18 June 2025

In recent years, the financial sector has faced major scandals—first it was PPI (Payment Protection Insurance), now it...

How the FCA’s 2021 Ruling Changed the UK Car Finance Industry

18 June 2025

The 2021 Financial Conduct Authority (FCA) ruling banning Discretionary Commission Arrangements (DCAs) completely transf...

The Hidden Costs of PCP and HP Agreements Revealed

18 June 2025

Did your PCP or HP car finance agreement include an interest rate that seemed a bit too high? What if your dealer quietl...

What Happens if a Dealer Didn’t Disclose Their Commission?

18 June 2025

Did your PCP or HP car finance agreement include an interest rate that seemed a bit too high? What if your dealer quietl...

How UK Dealers Inflated Your Car Loan Interest Without You Knowing

18 June 2025

Car ownership is a major financial decision — one that many consumers in the UK trusted dealerships to guide them thro...

What Is a Car Finance Commission Claim?

17 June 2025

If your car finance agreement—like a Personal Contract Purchase (PCP) or Hire Purchase (HP)—was signed between 2007 ...

Why Car Finance Deals from 2007–2021 Could Be Illegal

17 June 2025

Between 2007 and January 2021, millions of UK car buyers entered into Personal Contract Purchase (PCP) and Hire Purchase...

Discretionary Commission Arrangements (DCAs): What You Need to Know

17 June 2025

If you bought a car in the UK through PCP (Personal Contract Purchase) or HP (Hire Purchase) finance between 2007 and Ja...

Understanding the FCA Ban on Hidden Commission in PCP/HP Deals

17 June 2025

Were you overcharged on your car finance agreement? You might not even know it—but if you financed a vehicle t...

What Is Mis‑Sold Car Finance and How Does It Affect You?

17 June 2025

Personal Contract Purchase (PCP) and Hire Purchase (HP) deals were widely used in the UK between 2007 and January 2021. ...